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	<title>Mortgage West Dylan Cline</title>
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	<link>http://idahohud.com</link>
	<description>Dylan Cline with Mortgage West specializes in all mortgage services. If you are looking to sell your home, buy a new home, or get financing Dylan can help you with your personal loan.</description>
	<lastBuildDate>Sat, 20 Feb 2010 19:40:30 +0000</lastBuildDate>
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		<title>Open house</title>
		<link>http://idahohud.com/archives/92</link>
		<comments>http://idahohud.com/archives/92#comments</comments>
		<pubDate>Sat, 20 Feb 2010 19:40:15 +0000</pubDate>
		<dc:creator>dylancline</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://idahohud.com/archives/92</guid>
		<description><![CDATA[I&#8217;m having an open house today from 12 noon to 3 pm. 2809 w Gavin st. Boise 83702. Stop by and check it out!
]]></description>
			<content:encoded><![CDATA[<p>I&#8217;m having an open house today from 12 noon to 3 pm. 2809 w Gavin st. Boise 83702. Stop by and check it out!</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Less than three months left</title>
		<link>http://idahohud.com/archives/82</link>
		<comments>http://idahohud.com/archives/82#comments</comments>
		<pubDate>Fri, 12 Feb 2010 00:03:40 +0000</pubDate>
		<dc:creator>dylancline</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[tax]]></category>

		<guid isPermaLink="false">http://idahohud.com/archives/82</guid>
		<description><![CDATA[to take advantage of the home buyer tax credit!
]]></description>
			<content:encoded><![CDATA[<p>to take advantage of the home buyer tax credit!</p>
]]></content:encoded>
			<wfw:commentRss>http://idahohud.com/archives/82/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Less than 3 months left for the $8000.00 tax credit!</title>
		<link>http://idahohud.com/archives/69</link>
		<comments>http://idahohud.com/archives/69#comments</comments>
		<pubDate>Wed, 10 Feb 2010 18:58:42 +0000</pubDate>
		<dc:creator>dylancline</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[ada]]></category>
		<category><![CDATA[boise]]></category>
		<category><![CDATA[broker]]></category>
		<category><![CDATA[county]]></category>
		<category><![CDATA[eagle]]></category>
		<category><![CDATA[idaho]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[meridian]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[nampa]]></category>
		<category><![CDATA[parma]]></category>
		<category><![CDATA[payette]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[west]]></category>

		<guid isPermaLink="false">http://dylancline.com/?p=69</guid>
		<description><![CDATA[Call me for current rates at  208-890-0030 or go to www.BestRatesInIdaho.com
]]></description>
			<content:encoded><![CDATA[<p>Call me for current rates at  208-890-0030 or go to www.<a href="http://www.BestRatesInIdaho.com">BestRatesInIdaho.com</a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Current rates</title>
		<link>http://idahohud.com/archives/65</link>
		<comments>http://idahohud.com/archives/65#comments</comments>
		<pubDate>Wed, 03 Feb 2010 19:22:52 +0000</pubDate>
		<dc:creator>dylancline</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[broker]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[real estate]]></category>

		<guid isPermaLink="false">http://dylancline.com/?p=65</guid>
		<description><![CDATA[













Yesterday


Today



30 Yr FRM
4.96%
4.95%


15 Yr FRM
4.28%
4.27%


FHA 30 Year Fixed
5.12%
5.14%


Jumbo 30 Year Fixed
6.38%
6.36%


5/1 Yr ARM
4.15%
4.16%




Rate Disclaimer

Updated: 2/2/10 12:52 PM

















National Average Mortgage Rates






Rate


Points


Change



30 Yr FRM
4.98%
0.6
-0.01%


15 Yr FRM
4.39%
0.6
-0.01%


1 Yr ARM
4.29%
0.5
-0.03%


5/1 Yr ARM
4.25%
0.6
-0.02%



Source: Freddie Mac
Updated: 1/28/10 2:07 PM













]]></description>
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<div style="border-top-style: solid; border-right-style: solid; border-bottom-style: initial; border-left-style: solid; border-top-width: 1px; border-right-width: 1px; border-bottom-width: 0px; border-left-width: 1px; border-top-color: #cccccc; border-right-color: #cccccc; border-bottom-color: initial; border-left-color: #cccccc; color: #333333; font-family: Arial, Helvetica;">
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<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; padding: 2px;"></td>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; padding: 2px;">
<div><strong><span style="color: #003b7a;">Yesterday</span></strong></div>
</td>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; padding: 2px;">
<div><strong><span style="color: #003b7a;">Today</span></strong></div>
</td>
</tr>
<tr>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; padding: 2px;">30 Yr FRM</td>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; text-align: right; padding: 2px;">4.96%</td>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; text-align: right; padding: 2px;">4.95%</td>
</tr>
<tr>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; padding: 2px;">15 Yr FRM</td>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; text-align: right; padding: 2px;">4.28%</td>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; text-align: right; padding: 2px;">4.27%</td>
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<tr>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; padding: 2px;">FHA 30 Year Fixed</td>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; text-align: right; padding: 2px;">5.12%</td>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; text-align: right; padding: 2px;">5.14%</td>
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<tr>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; padding: 2px;">Jumbo 30 Year Fixed</td>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; text-align: right; padding: 2px;">6.38%</td>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; text-align: right; padding: 2px;">6.36%</td>
</tr>
<tr>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; padding: 2px;">5/1 Yr ARM</td>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; text-align: right; padding: 2px;">4.15%</td>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; text-align: right; padding: 2px;">4.16%</td>
</tr>
<tr>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; padding-top: 5px; padding-right: 2px; padding-bottom: 5px; padding-left: 2px; font-size: 0.9em; line-height: 1em;" colspan="3">
<div style="float: left; color: #999999;">
<div style="cursor: pointer;"><span id="ctl00_ctl00_bcr_bcr_ctl01_Activator">Rate Disclaimer</span></div>
</div>
<div style="float: right; color: #999999;">Updated: 2/2/10 12:52 PM</div>
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<td width="262" valign="top">
<div style="color: #ffffff; font-weight: bold; padding-top: 4px; padding-right: 15px; padding-bottom: 4px; padding-left: 15px; background-image: url(http://www.mortgagenewsdaily.com/themes/mnd/images/bg_rates.png); width: 232px;"><span style="font-size: x-small;"><strong>National Average Mortgage Rates</strong></span></div>
<div style="border-top-style: solid; border-right-style: solid; border-bottom-style: initial; border-left-style: solid; border-top-width: 1px; border-right-width: 1px; border-bottom-width: 0px; border-left-width: 1px; border-top-color: #cccccc; border-right-color: #cccccc; border-bottom-color: initial; border-left-color: #cccccc; color: #333333; font-family: Arial, Helvetica;">
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<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; padding: 2px;" width="100"></td>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; padding: 2px;" width="40">
<div><strong><span style="color: #003b7a;">Rate</span></strong></div>
</td>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; padding: 2px;" width="42">
<div><a style="color: #336699; text-decoration: none;" title="What are Points?" href="http://www.mortgagenewsdaily.com/wiki/Mortgage_Points.asp"><span style="color: #003b7a;"><strong>Points</strong></span></a></div>
</td>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; padding: 2px;" title="One Week Change" width="67">
<div><strong><span style="color: #003b7a;">Change</span></strong></div>
</td>
</tr>
<tr>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; padding: 2px;">30 Yr FRM</td>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; text-align: right; padding: 2px;">4.98%</td>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; text-align: right; padding: 2px;">0.6</td>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; text-align: right; padding: 2px;">-0.01%</td>
</tr>
<tr>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; padding: 2px;">15 Yr FRM</td>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; text-align: right; padding: 2px;">4.39%</td>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; text-align: right; padding: 2px;">0.6</td>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; text-align: right; padding: 2px;">-0.01%</td>
</tr>
<tr>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; padding: 2px;">1 Yr ARM</td>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; text-align: right; padding: 2px;">4.29%</td>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; text-align: right; padding: 2px;">0.5</td>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; text-align: right; padding: 2px;">-0.03%</td>
</tr>
<tr>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; padding: 2px;">5/1 Yr ARM</td>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; text-align: right; padding: 2px;">4.25%</td>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; text-align: right; padding: 2px;">0.6</td>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; font-size: 0.9em; line-height: 1em; text-align: right; padding: 2px;">-0.02%</td>
</tr>
<tr>
<td style="border-bottom-style: solid; border-bottom-width: 1px; border-bottom-color: #cccccc; padding-top: 5px; padding-right: 2px; padding-bottom: 5px; padding-left: 2px; font-size: 0.9em; line-height: 1em;" colspan="4">
<div style="float: left; color: #999999;">Source: Freddie Mac</div>
<div style="float: right; color: #999999;">Updated: 1/28/10 2:07 PM</div>
</td>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage rates steady near what might be the best levels of the year</title>
		<link>http://idahohud.com/archives/63</link>
		<comments>http://idahohud.com/archives/63#comments</comments>
		<pubDate>Tue, 02 Feb 2010 19:48:03 +0000</pubDate>
		<dc:creator>dylancline</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[arm]]></category>
		<category><![CDATA[boise]]></category>
		<category><![CDATA[broker]]></category>
		<category><![CDATA[commercial]]></category>
		<category><![CDATA[conventional]]></category>
		<category><![CDATA[fannie]]></category>
		<category><![CDATA[fha]]></category>
		<category><![CDATA[freddie]]></category>
		<category><![CDATA[hud]]></category>
		<category><![CDATA[idaho]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[loan officer]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[streamline]]></category>
		<category><![CDATA[va]]></category>

		<guid isPermaLink="false">http://dylancline.com/?p=63</guid>
		<description><![CDATA[Reports from fellow mortgage professionals indicate lender rate sheets to be similar to yesterday’s&#8230;again. This keeps the par 30 year conventional rate mortgage in the 4.75% to 5.00% range for well qualified consumers. To secure a par interest rate you must have a FICO credit score of 740 or higher, a loan to value at [...]]]></description>
			<content:encoded><![CDATA[<p>Reports from fellow mortgage professionals indicate lender rate sheets to be similar to yesterday’s&#8230;again. This keeps the par 30 year conventional rate mortgage in the 4.75% to 5.00% range for well qualified consumers. To secure a par interest rate you must have a FICO credit score of 740 or higher, a loan to value at 80% or less and pay all closing costs including an estimated one point loan origination/discount/broker fee. My lock advice will be the same as yesterday. I feel 4.75% is the bottom we will see with mortgage rates. If you are within 30 days of closing, you should strongly consider locking as we believe mortgage rates will be on the rise in the months to come.</p>
<p><a href="http://www.BestRatesInIdaho.com">www.BestRatesInIdaho.com</a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fannie and Freddie may be a thing of the past soon.</title>
		<link>http://idahohud.com/archives/60</link>
		<comments>http://idahohud.com/archives/60#comments</comments>
		<pubDate>Mon, 25 Jan 2010 17:44:22 +0000</pubDate>
		<dc:creator>dylancline</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[fannie]]></category>
		<category><![CDATA[freddie]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://dylancline.com/?p=60</guid>
		<description><![CDATA[The US Government may soon be abolishing Fannie Mae and Freddie Mac to introduce a new Mortgage Market.  I will keep you posted!
]]></description>
			<content:encoded><![CDATA[<p>The US Government may soon be abolishing Fannie Mae and Freddie Mac to introduce a new Mortgage Market.  I will keep you posted!</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Rates are great, homes are cheap!</title>
		<link>http://idahohud.com/archives/54</link>
		<comments>http://idahohud.com/archives/54#comments</comments>
		<pubDate>Wed, 20 Jan 2010 22:05:40 +0000</pubDate>
		<dc:creator>dylancline</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[broker]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[first]]></category>
		<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[forclosure]]></category>
		<category><![CDATA[homes]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[lenders]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[realtors]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[short sale]]></category>
		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[time]]></category>

		<guid isPermaLink="false">http://dylancline.com/?p=54</guid>
		<description><![CDATA[Right now, consumers are experiencing the best housing market in thirty years. Rates are great and homes are cheap, plus you can receive up to $8000.00 in rebate from the government! I can help you with your purchase or refinance and I will put forth every effort to ensure you receive the best experience possible. [...]]]></description>
			<content:encoded><![CDATA[<p>Right now, consumers are experiencing the best housing market in thirty years. Rates are great and homes are cheap, plus you can receive up to $8000.00 in rebate from the government! I can help you with your purchase or refinance and I will put forth every effort to ensure you receive the best experience possible.  Call me at 208-890-0030 or visit <a href="http://www.IdahoHUD.com">www.IdahoHUD.com</a></p>
]]></content:encoded>
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